In which way does the World Bank differ from true international? banks?A.The World Bank is comprised and run by a group of 150 member nations.B.The World Bank only provides funds for national improvements in order to increase international trade.C.The World Bank does not charge interest to governments with emerging markets.D.The World Bank only lends money to those with negative trade balances.E.The World Bank is designed to promote the stability of exchange rates among member nationsWhile? it’s invested, money grows by earning interest or yielding some other form of return. What is this known? as?A.Compound growthB.DividendC.SecurityD.Capital gainsE.DiversityWhich of the following transactions are NOT included among Automated Clearing House? payments?A.ChecksB.?Business-to-business electronic paymentsC.?Internet-initiated debit card paymentsD.Local tax paymentsE.ATM depositsWhich of the following statements BEST describes how the Automated Clearing House Network? (ACH) maintains its integrity as a processor of electronic? payments?A.The ACH network is a? not-for-profit association and is regulated by its independence from outside interests.B.The ACH network is an institution within the Federal Bank System and is regulated by strict government standards.C.The ACH network is a professional organization to which all financial institutions are obligated to contribute resources and is regulated by the interests of these institutions.D.The ACH network is a? for-profit company and is regulated by its need to make a? profit, which it can only do by strictly regulating itself.E.The ACH network is a financial institution and is thus regulated by its obligations to its investors.What is the term for a file that attaches itself to a? program, then moves from computer to computer within a networked? system, with the intention of contaminating? files?A.HackB.WormC.SpywareD.Trojan horseE.SpamWhat is a? mortgage-backed security?A.A bundled group of loans made to risk assessment firmsB.A bundled group of investments with AAA? credit-ratingsC.A bundled group of stocksD.A bundled group of bondsE.A bundled group of home mortgages?Which of the following is an organization of individuals coordinated to provide an institutional setting in which stock can be bought and? sold?A.?Over-the-counter marketB.Stock exchangeC.ServerD.BrokerageE.Mutual fundOver the past ten? years, there has been increased belief that unethical behavior in the banking industry is the result of? what?A.Increased social media useB.Corporate cultureC.Increased regulationD.Stricter enforcement by the FDICE.Increased stability of the industryWhat recourse is available to the FDIC when a bank? fails?A.Other banks are purchased to cover the cost of the failure.B.Employee behavior is monitored and analyzed to ensure ethical behavior.C.Bank assets can be disposed of in order to pay off debt.D.Interest rates can be raised to offset the cost of payouts.E.Funds can be taken from the insurance deposit fund to pay off creditors.Which of the following BEST describes adecision support system??A.A? quick-reference, easy-access application of information systems specifically designed for instant access by? upper-level managersB.An interactive system that creates virtual business models for a particular kind of decision and tests them with different data to see how they respondC.A processor that plans production and delivery schedulesD.A system of hardware and software that imitates human behaviorE.A system that supports an? organization’s managers by providing daily? reports, schedules,? plans, and budgets that can be used for making decisionsWhich of the following allows for instantaneous information designed to improve the management? process?A.Mass customizationB.Enterprise resource planningC.Collaboration softwareD.Global exchange softwareE.Shared activity planningWhich of the following requires managers to share information about events inside the company and explain certain? transaction?A.Statement of cash flowB.Earning cycle reportsC.Full disclosureD.Solvency ratiosE.Revenue recognitionIn which way does the World Bank differ from true international? banks?A.The World Bank is comprised and run by a group of 150 member nations.B.The World Bank only provides funds for national improvements in order to increase international trade.C.The World Bank does not charge interest to governments with emerging markets.D.The World Bank only lends money to those with negative trade balances.E.The World Bank is designed to promote the stability of exchange rates among member nationsWhile? it’s invested, money grows by earning interest or yielding some other form of return. What is this known? as?A.Compound growthB.DividendC.SecurityD.Capital gainsE.DiversityWhich of the following transactions are NOT included among Automated Clearing House? payments?A.ChecksB.?Business-to-business electronic paymentsC.?Internet-initiated debit card paymentsD.Local tax paymentsE.ATM depositsWhich of the following statements BEST describes how the Automated Clearing House Network? (ACH) maintains its integrity as a processor of electronic? payments?A.The ACH network is a? not-for-profit association and is regulated by its independence from outside interests.B.The ACH network is an institution within the Federal Bank System and is regulated by strict government standards.C.The ACH network is a professional organization to which all financial institutions are obligated to contribute resources and is regulated by the interests of these institutions.D.The ACH network is a? for-profit company and is regulated by its need to make a? profit, which it can only do by strictly regulating itself.E.The ACH network is a financial institution and is thus regulated by its obligations to its investors.What is the term for a file that attaches itself to a? program, then moves from computer to computer within a networked? system, with the intention of contaminating? files?A.HackB.WormC.SpywareD.Trojan horseE.SpamWhat is a? mortgage-backed security?A.A bundled group of loans made to risk assessment firmsB.A bundled group of investments with AAA? credit-ratingsC.A bundled group of stocksD.A bundled group of bondsE.A bundled group of home mortgages?Which of the following is an organization of individuals coordinated to provide an institutional setting in which stock can be bought and? sold?A.?Over-the-counter marketB.Stock exchangeC.ServerD.BrokerageE.Mutual fundOver the past ten? years, there has been increased belief that unethical behavior in the banking industry is the result of? what?A.Increased social media useB.Corporate cultureC.Increased regulationD.Stricter enforcement by the FDICE.Increased stability of the industryWhat recourse is available to the FDIC when a bank? fails?A.Other banks are purchased to cover the cost of the failure.B.Employee behavior is monitored and analyzed to ensure ethical behavior.C.Bank assets can be disposed of in order to pay off debt.D.Interest rates can be raised to offset the cost of payouts.E.Funds can be taken from the insurance deposit fund to pay off creditors.Which of the following BEST describes adecision support system??A.A? quick-reference, easy-access application of information systems specifically designed for instant access by? upper-level managersB.An interactive system that creates virtual business models for a particular kind of decision and tests them with different data to see how they respondC.A processor that plans production and delivery schedulesD.A system of hardware and software that imitates human behaviorE.A system that supports an? organization’s managers by providing daily? reports, schedules,? plans, and budgets that can be used for making decisionsWhich of the following allows for instantaneous information designed to improve the management? process?A.Mass customizationB.Enterprise resource planningC.Collaboration softwareD.Global exchange softwareE.Shared activity planningWhich of the following requires managers to share information about events inside the company and explain certain? transaction?A.Statement of cash flowB.Earning cycle reportsC.Full disclosureD.Solvency ratiosE.Revenue recognition

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